unconventional Mortgage

Unconventional mortgages are funded by people or groups who would like an increased return on their investment than their bank. They are incredibly comfortable with investments that have been secured by real estate, and they can look past bad credit, bankruptcy, alongside environmental or zoning issues. To put it simply, they invest in people as well as property, not just reports and numbers. Some non-conventional mortgage lenders only invest in residential housing, while others will take a look at commercial developments.

However, at Kal-Mor, we have a wide range of unconventional mortgage options for you to choose from. Every one of these options has its own appetite and lending comfort zone. Unconventional mortgage investors at Kal-Mor even consider farm mortgages, mobile home leases, and also bare land. One thing is for sure: our team of experts will listen to your unique financial situation and needs to present you with all of the information to help you make a well-informed decision. We will take a look at things such as bank statements, recent appraisals, and employment letters. Simply, we’ll consider what you can provide us to show that you and your property are a good investment.

Why Choose Kal-Mor

Choosing an unconventional mortgage may be the best decision at hand for your future. There are numerous people out there who believe that non-conventional mortgages are the last resort option. However, this is no longer the case. Our unconventional mortgages are for all those who are looking for a personalized experience and simple process. Following are some reasons why you should consider Kal-Mor as your non-conventional mortgage lenders.

The Application Process

Our team of experts does not focus on scrutinizing every single aspect of your financial life, but rather concentrate entirely on getting you the cash you need. If your credit history has gotten in the way before, we even help our clients clean up their credit, debt, and other liabilities to help them appear more favourable and get a better rate for their mortgage.

The Personalized Service

As your partners, we ensure that you receive a personalized experience throughout the journey. We at Kal-Mor ensure that we know all the ins and outs of your specific situation so that we can offer the best options to you.

Freedom of Choice

One of the best things that comes with deciding to work with Kal-Mor is that you can choose who you wish to borrow from, amongst our many options. Often those who opt to go with a traditional lender just have to work with the only bank that is going to approve them. This can feel extremely limiting, and you might have no say throughout the process. There are numerous other options available for all those who choose private mortgages.

At the end of the day, it is your money and your house. So, if traditional lenders are unable to offer you the mortgage you need, then it could be in your best interest to choose us at Kal-Mor Mortgages to help you discover the options you never knew you had. With unconventional mortgages, you will not only have more flexibility, but you will also have the peace of mind knowing that we are there to help you every single step of the way!