First-time homebuyers

Looking for a love nest? Ready for the best part about being an adult?

Buying a house is a big deal. That’s why we take the time to talk with you about your budget and your hopes to find the mortgage that fits your life.

At Kal-Mor, personal attention, low rates and great terms are just the start. Call today to find out how we can save you thousands with rates at least 1% lower than the bank!

Unconventional homebuyers

Are you self-employed or starting over? At Kal-Mor, we think you should be rewarded rather than punished for being Ms. Courage or Mr. Different.

One of the biggest advantages of working with a private mortgage broker like Kal-Mor is we think outside the bank to help you become a homeowner.

With access to more than 40 different lenders, we’re sure to find a rate and a lender to suit your unique needs.

Traditional homebuyers

You’ve got a great job, and you’ve been with your employer for years. Why get a mortgage from a private broker instead of the bank?

It’s simple.

At Kal-Mor:

  • With just one application, we’ll search 40 lenders to help you find the lowest rates and the right terms. (The banks offer one rate).
  • The rates we can secure for you are at least 1% lower than the banks. (The banks are higher).
  • We can do house and office calls, day and night, weekdays and weekends to accommodate your schedule. (The bank? Banker’s hours).

Call today to find out how you can save money with a mortgage through Kal-Mor.

Second home/rental property

Dreaming of nightcaps on the lake? Want to earn extra income with revenue property?

We’ll find the mortgage that will allow you to enjoy the next phase of your life.


Some of life’s best experiences are expensive. Sending your son or daughter to university? Want to travel around the world? Retire early?

With a second or third mortgage, we can help you get the money you’ve already invested in your home to enjoy life and take care of your loved ones.


Kal-Mor Mortgages and Investments Ltd.
#100 4007 - 27th Street,
Vernon, BC Canada
V1T 4X9

Phone: (250) 549 - 3250
Toll Free: (800) 567 - 5511
Cell: (250) 549 - 8109
Fax: (250) 549 - 3260


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