private mortgages

We Make Sure All Your Unique Needs Are Met

Private mortgages are a fantastic alternative, no matter where you live. Institutional lenders are not always willing or able to lend money to everybody. Thus, private home loans are an incredible opportunity through which you can get the money you require from a reliable source. Most traditional lenders must stick to firm lending guidelines, which makes it difficult to lend to individuals who have unique loan requirements. Our network of private lenders work closely with the borrowers to ensure all the unique needs are timely and adequately met.
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We Will Give You a Chance You Deserve

No matter what your financial situation is and no matter what kind of mortgage you require, we at Kal-Mor are always willing to give you a fair chance. If the traditional lending institutions, such as the banks, do not seem like the perfect fit for you, then look no further. At Kal-Mor, we specialize in presenting all the possible alternatives that are available to you to help you get the best terms and lowest rate for your next mortgage.

Why Should You Choose Kal-Mor

Kal-Mor is an excellent option to help you discover what the traditional lenders don’t offer. We take into consideration your lifestyle and financial situation to find you the mortgage that suits you best. Our specialized personalised mortgage services will give you the peace of mind you deserve by guiding you throughout your exclusive mortgage journey. If any one of the following cases fit your current mortgage situation, then we highly recommend that you give us a call to chat about your options.

  1. If you need your payment terms to be more flexible.
  2. If your income to debt ratio is considerably high.
  3. If you have recently filed for bankruptcy and find that it is interfering with your ability to get financing.
  4. If any of your past life events have significantly affected your credit score and is restricting you from getting a mortgage from a traditional lender.
  5. If you wish to buy land or a house and do not have enough money to cover the down payment.
  6. If you have a low income or a non-traditional income source and you find that it is having an effect on your ability to qualify for a mortgage.
  7. If you wish to acquire a second mortgage to finance any renovations.
  8. If you want to purchase an exclusive property.

With us at Kal-Mor, you do not have to fit into a cookie cutter idea of who a borrower is. So whether you fit into one of the above mentioned situations, or if you do not, we will be able to help you out! With Kal-Mor by your side, you do not have to worry about a thing. Give us a call today at 250-549-3250 to get started on your perfect mortgage.