Peter Pogue
Mortgage Broker
President & Founder, Kal-Mor Mortgages
Services
Mortgages
Peter specializes in the following types of mortgages:
- Residential mortgages
- Re-financing and Renewals
- Private mortgages
- First-time homebuyers
- Second home/rental properties
- Unconventional mortgages
- Pre-approvals
Give Peter a call today to discuss your options.
Phone: 250-549-3250
Call Peter at 250-549-3250 to Talk about your mortgage
Residential Mortgages
Re-Financing and Renewals
Traditional Mortgages & First-time homebuyers
With just one simple and easy application, we’ll search over 40 lenders to help you find the lowest rate and the right terms. The rates we can secure for you are at least 1% lower than the banks.
At Kal-Mor, we truly value your time. We’re available day or night, at home or the office, weekdays or weekends, to accommodate your busy schedule. None of the banks offer that.
Pre-Approvals & Re-financing
Some of life’s best experiences are expensive. Sending your son or daughter to university? Want to travel around the world? Retire early?
With a second or third mortgage, we can help you get the money you’ve already invested in your home to enjoy life and take care of your loved ones.
At Kal-Mor, we offer our clients a full spectrum of mortgage & loan servicing, all under one roof. This results in timely processing of all of our residential mortgage applications and a better overall client experience. Our team of professionals, with over 35+ years of mortgage experience, can assist you with everything from conventional purchases to the re-financing of home loans. During every step of the way, from helping you prepare the initial paperwork all the way through to the settlement on your dream home, Kal-Mor has you covered. As a locally owned and operated mortgage brokerage since 1992, we’re ready to help you turn your dreams into reality.
For those who already have a mortgage, re-financing is a great way to save money and lower your interest rate. We understand that every client is different, so our team personally gets to know you, your needs, and your unique situation so we can truly find the best financing option for you. Of course, re-financing can be trickier for those who have a below-average credit history. However, with Kal-Mor’s support and expertise, you can be sure to get a better rate in no time. If your mortgage is coming up for renewal soon or you’d simply just like to re-finance, reach out and let’s chat about how we can help you get a lower rate on your mortgage
Bad Credit Mortgages
Unconventional Mortgages
Bad Credit & Equity Mortgages
Buying a house is a big deal. That’s why we take the time to walk you through every step of the process to ensure we find a mortgage that’s a perfect fit for you.
At Kal-Mor, we value personal attention, low rates, and great terms. Don’t let your past get in the way of your future. Give us a call today and let’s chat about getting the right mortgage for you.
Unconventional Mortgages
Are you self-employed or starting over? At Kal-Mor, we believe that you should be rewarded, rather than punished, for being Ms. Courageous or Mr. Different.
One of the biggest advantages of working with a private mortgage broker, like Kal-Mor, is that we think outside the bank to help you become a homeowner.
With access to more than 40 lenders, we’re sure to find a rate and a lender to suit your needs.
No matter your situation or mortgage needs, we’ve got your back. With a full range of unconventional mortgage options, you can trust Kal-Mor to find the perfect solution. We deliver you the options, ensure that you understand them, and help you make all the right choices to avoid any unforeseen obstacles and achieve your dream of home ownership.
First Time Homebuyers
Second Home/Rental Properties
As investment property owners ourselves, we understand the most common hurdles and challenges that come with owning another property. Since we actually practice what we preach, you can be sure that you’re in good hands with Kal-Mor. We’ve helped hundreds get the financing they need to purchase an additional property, whether it’s for a vacation home or a rental property. At Kal-Mor, we quickly get you qualified so that you can focus on your next big investment and leave the rest to us. Give us a call today to get started.
Pre-Approvals
If you’re looking to qualify or get a mortgage pre-approval in British Columbia, you’ve come to the right place. Over the years, our top-rated team of mortgage experts has helped hundreds of clients get pre-approved for mortgages, bringing them closer to fulfilling their dream of owning a home.
Call Peter at 250-549-3250 to discuss your options
Contact
Get in touch
If you have any questions or would like to speak with Peter, don’t hesitate to reach out!